About Us

Blake A. Yarborough

Blake A. Yarborough

Designation: President & Founder
Blake@4smartmoney.com
Office Number: (713) 651-9500
RMLO # 342312
Office Address: 11200 Westheimer, Suite 150
Houston, Texas 77042

Blake A. Yarborough is a Houston native who graduated in 1995 with a MBA from University of St. Thomas with concentrations in Finance & Marketing. He is the President & Founder of Capital Concepts, Inc., a company that he started in 1998. Blake became a Real Estate Professional in 1996. Also, he has been a Mortgage Broker since 1998. Blake has a background in securities & insurance, and is a Real Estate Investor as well.

Blake has financed over 1,000 loans for investors in the past decade. Because he is an investor himself, he analyzes the deals and chooses the best programs for the client’s and property’s needs. He is considered an expert in his field of Real Estate Financing, and has been a speaker at a largely publicized event with a best-selling author, as well as many other events. Furthermore, he has been featured on a myriad of radio shows including CBS, CNN, KSEV, KRLD, and biz radio. He has led Real Estate investor bus trips, and taught new investors how to analyze and evaluate properties.

Investing is a family tradition for the Yarboroughs. He and his wife, Crystal, currently own and manage 135 rental units, and they are in the trenches working to expand their portfolio. They invest in high cash flow properties with the goal of replacing their income completely, so they can provide the quality of life for their family that many people dream of.

He continues to set standards for himself, and his education goal is to learn every aspect of investing, from financial management to building maintenance and repair. This will better outfit Yarborough to analyze properties for the client’s investments and profit potential.

Cary Donham

Cary Donham

Designation: Dallas Branch Manager
Cary@4smartmoney.com
Office Number: (972) 573-9200
RMLO # 343248
Office Address: 106 Decker Ct, Suite 340
Irving, Texas 75062

Cary Donham is the Dallas Branch Manager for Capital Concepts Inc., a mortgage company specializing in investor lending. He has been in the real estate and mortgage lending field since 2000. Cary has been helping investors realize their dream of building wealth through passive income through his financing strategies. He has bought and sold more than 40 properties of his own over the years including building 4 new homes. His ability to understand housing from the ground up and his keen knowledge of mortgage lending have formed the perfect background to help investors finance their properties.

Sean Riley

Sean Riley

Designation: Houston Branch Manager
sean@4smartmoney.com
Office Number: (713) 651-9500
Personal Number: (713) 480-8040
RMLO # 224639
Office Address: 11200 Westheimer, Suite 150
Houston, Texas 77042

Sean Riley is the Houston Branch Manager for Capital Concepts who is a, native Houstonian, and Real Estate Investor who has been in the Mortgage Profession for the past 27 years. He understands that every investor has specific needs, so he strives to meet those needs with a wide array of products, quality service and individual attention. In an industry where the rules and guidelines seem to change daily it is imperative to work with someone who has the background and experience to guide you through the lending process. Capital Concepts is THE choice for investor lending. With Sean’s keen knowledge of investor lending he can help investors realize the wealth building power of real estate with proven financing techniques that he uses himself. Give us a call today and get pre-approved!

 

Helena Marcoguiseppe

Helena Marcoguiseppe

Designation: Senior Mortgage Consultant
Helena@4smartmoney.com
Office Number: (713) 651-9500 EXT. 789
Direct Line: (832) 701-1789
Fax Number: (281) 840-4415
Personal Number: (713) 471-2918
RMLO # 882988
Office Address: 11200 Westheimer, Suite 150
Houston, Texas 77042

Helena is a Senior Mortgage Consultant that has been in the residential real estate and mortgage industry since 2000. She has a background in property investments and management, real estate and lending. With today’s market constantly changing, it’s important to identify and recognize trends in the real estate market to be successful. Her knowledge and experience makes her the perfect partner in helping you achieve your goals. Whether you are purchasing your first investment property or a seasoned investor, Helena meets the challenge with integrity and professionalism.

Mike Grandjean

Mike Grandjean

Designation: Mortgage Consultant
Mike@4Smartmoney.com
Direct Line: (281) 299-6124
RMLO # 903479
Office Address: 11200 Westheimer, Suite 150
Houston, Texas 77042

Mike Grandjean has a 24-year tenure in the financial lending arena as a Mortgage Broker/ Owner, Vice President of a Fortune 500 lender, and a Real Estate Investor. The wealth of experience he obtained in these fields and challenges of obtaining financing for himself, means he has firsthand experience and understands the needs of his clients. As your Strategic Mortgage Consultant, he is able to integrate his hard-won, battle tested industry knowledge, with access to strategic programs and processes to ensure his clients achieve their real estate investing goals.